NTN, Inc.
1-800-228-0989
ntn@ntnnet.com

NTN DecisionPoint
redefining resident screening
The retail credit bureaus in the nation (TransUnion, Experian and Equifax) have mandated additional qualifications for those who receive credit reports. These requirements are intended to help combat credit fraud and identity theft. One requirement is an on-site inspection. These new rules must be enforced by the entire tenant screening industry. All companies who sell credit reports must qualify those who order credit reports under the new rules. If you do not qualify under the new rules including passing the on-site inspection OR choose not to undergo the required on-site inspection you may not receive the applicant's retail credit report.

NTN DecisionPoint
NTN has created a NEW report, NTN DecisionPoint, specifically designed to help our subscribers who do not qualify to receive credit reports.
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NTN DecisionPoint scores the applicant's background and makes a rental recommendation based on a full, in depth credit analysis and the applicant's history of eviction(s) and lease violation(s). To determine the applicant’s stability, NTN DecisionPoint evaluates longevity of employment and longevity of residence leading to a higher probability of overall resident retention. Accompanying this new report you will always receive a comprehensive NTN Tenant Performance profile with a detailed eviction and lease violation history, ssn check, landlord identification and terrorist search. NTN DecisionPoint provides the subscriber with

verification of the information provided on the rental application;

proprietary NTN default standards built into the programming to fully evaluate the applicant and produce a score;

the ability to customize certain credit and tenant performance settings used to evaluate the applicant taking your acceptance criteria into account;

a rental recommendation, You are free to override the recommendation;

a rejection letter, if applicable;

Alerts which emphasize areas of concern, including the existence of public records;

a “messages” section to help you understand the report's results.

In fact, all you need to make a sound rental decision.

What you avoid:
> Inconsistent decision making;
> Reading and understanding complex credit reports;
> Potential for sensitive consumer data fallimg into the wrong hands.

If you do not meet the new rules and decide against use of NTN DecisionPoint, NTN subscribers may continue to order and receive all other NTN reports and criminal background checks.
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FULLY CREDENTIALED SUBSCRIBERS
If you have submitted all required paperwork and passed the on-site inspection, ask your local NTN office about the NTN DecisionPoint PLUS report. It provides all the benefits of NTN DecisionPoint and a copy of the applicant's retail credit report for your review.


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SmartMoney
is a joint publishing venture of Dow Jones & Company, Inc. and Hearst SM Partnership.

Successful Landlords Aren't Wimps
THINKING OF BECOMING A LANDLORD?
Join the club. A record 1.8 million homes were purchased as rental properties last year, according to the National Association of Realtors — a 14.4% increase from 2003. In fact, nearly one in every four homes bought in 2004 (23%) was a second-home purchase meant to be rented out. The appeal is clear. What could be easier than collecting rent and using it to pay off your mortgage, all the while enjoying some serious tax benefits1 and property appreciation? But while renting out a property has its perks, there are also many legal and logistical hurdles. "You can put your stock certificate in your drawer and there's pretty much nothing you can do to make it grow or increase the rate at which it grows," says Janet Portman, an attorney and co-author of the book "Every Landlord's Legal Guide." "But if you buy real estate, whether it's going to end up being a good decision is substantially up to you. There's a lot of work involved in being a landlord, and if you don't do it right, you can end up losing money." Here's a quick run-down of what every landlord needs to know.
Run Your Property Like a Business You may already have a nine-to-five job. But if you're planning on becoming a landlord, expect your hours to jump to 24-7. Here are the steps that all new landlords should take.

National Tenant Network
>Find Reliable Tenants. Check Their References! --

NTN is the nation’s oldest, national screening service. Think of finding a tenant as hiring them into the family business: Check their references (speak with their previous landlords), pull their credit report and consider running a background check. The National Tenant Network sells credit reports from the three major credit bureaus (Experian, Equifax and TransUnion), as well as more in-depth tenant reports including an eviction judgment check, previous lease violations, landlord ID and SSN scan as well as national criminal reports. Take advantage of the NTN exclusive scoring program with rental recommendations and proper rejection letters. – on your printer in 15 seconds from www.NTNonline.com.

www.landlord.com
www.ntnnet.com/index2.html
www.ntnonline.com

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Phone: 1.800.228.0989 (National NTN Office)




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